Make your wish to buy a home or land come true
Finance the construction of your home
Repair or refurbish your home
With Optima bank Housing Loan, you can make your dream come true acquiring your own home, and we offer you:
Fixed rate from 2,9%, allowing you to pay an equal, fixed monthly amount to the end.
Variable rate from 3%, linked to 3-month Euribor plus a fixed margin throughout the loan term.
Loan term up to 30 years (maximum age of the borrower 75 years).
Financing up to 75% of the property commercial value, based on the valuation conducted by an engineer collaborating with our bank.
Can we help you? Do you have any questions?
Please call us or send us an e-mail.
How to apply for a loan
Simply visit an Optima bank branch. We are always happy to provide you with information and assistance.
- Identification card or passport
- Property Tax Clearance (ENFIA)
- Income tax assessment notes of the past two years
- Payslip (for salaried) or Pension statement (for pensioners)
- Natural Persons’ Income tax returns (E3) of the last 3 years (for self-employed)