Secure and contactless transactions
Eco-friendly cards
Control & flexibility in business transactions
With the Optima bank business debit Mastercard you can easily and securely:
✅ make contactless transactions with enhanced security
✅ ensure full digital control over your corporate expenses
✅ issue multiple cards for your employees if you are a legal entity
✅ set daily transaction limits for each card individually
Designed for self-employed professionals, individual businesses, and companies, Optima bank business debit Mastercard allows you to make transactions at online and physical stores, as well as withdraw cash from Optima bank ATMs, the DIAS network and any ATM with the Mastercard brand.
Our cards now have a "green" footprint! In collaboration with Mastercard, all our cards are biodegradable!
What does this mean in practice?
- reducing PVC in our debit cards by more than 80%
- contributing to the reduction of our carbon footprint on the environment
Sustainable development becomes achievable by taking small steps that have a great impact.
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Can we help you? Do you have any questions?
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How to get Optima bank business debit Mastercard
Just visit an Optima bank branch and fill in an application. Your card will be sent to your business address. We are always at your disposal for any clarification and assistance.
Required documents
Self-employed professionals / Individual businesses
If you are an existing and updated customer of our bank, no supporting documents are required.
If you are not a customer, you can easily and quickly open an account with our bank:
- Online from your mobile, without visiting a branch or submitting documents.
All you need to do is download the Optima mobile app from Google Play or the App Store and follow these 3 simple steps to get a deposit account, debit card, and Optima e-banking and Optima mobile app credentials:
Step 1: Connect to the eGOV KYC service
Step 2: Start a video call with an Optima bank representative
Step 3: Create your financial profile
More useful information on online registration.
- With a visit to our nearest branch, you can open a deposit account, get a debit card, and obtain credentials for Optima e-banking.
You can find out about the required documents according to the current regulatory framework for opening a bank account, here.
Legal entities
If you are an existing and updated customer of our bank, only the authorization document is required.
If you are not a customer, you can easily and quickly open an account with our bank. Just visit one of our branches.
Pricing
Find out more about the current Basic price list.
Manage your card easily and quickly
Temporary block: You can temporarily block and similarly unblock your card easily through Optima e-banking and Optima mobile app!
How?
Step 1: From the menu select “Products” -> “Product overview” or “Product information”
Step 2: From your card’s “Options’’ -> “Temporary block / Unblock”.
For as long as your card remains temporarily blocked it cannot be used, except for standing orders.
Security features for your card usage
You can define at any moment how you will use your card. You can activate or deactivate your card for in-store purchases, online transactions, and ATM cash withdrawals.
Loss and reissuance of a card: If your card is damaged, stolen or lost, you can immediately cancel it and have it reissued through Optima e-banking and Optima mobile app.
How?
Step 1: From the menu select “Products” -> “Product overview” or “Product information”
Step 2: From your card’s “Options” -> “Cancel / Reissue card”.
Alternatively, you can call 210-8173000 24 hours a day, 7 days a week.
Receive your PIN instantly: Through Optima e-banking and Optima mobile app you can choose “Send PIN” and you will get it instantly via SMS on your mobile phone.
How?
Step 1: From the menu select “Products” -> “Product overview”
Step 2: From the “Options” of the card -> “Send PIN”.
Card activation: You can instantly activate your cards through Optima e-banking and Optima mobile app.
How?
On the e-banking homepage or after logging into Optima mobile app the “Activation” option appears next to the card to be activated.
Alternatively, you can call 210-8173000 daily between 08:00 and 22:00.