Financing

At Optima bank we understand the challenges and demands in the everyday life of your business. We therefore fulfil your current and daily needs in liquidity with a flexible account for working capital purposes.

We review the requests submitted according to the applicable credit rating criteria.

At Optima bank we aim to boost the growth of business sector. We are here to assist you with your future business plans. Medium-term financing, through a mid-term loan that can cover the purchase of business facilities, equipment or any other investment plan of yours, is flexible and can be adapted to the needs of your business.

We review the requests submitted according to the applicable credit rating criteria.

We understand the need for your business to have access to a package of proper financial tools. Through our subsidiary, Optima factors, we provide healthy liquidity and high value added specialized factoring services. Key benefits for your company:

• ensuring liquidity by leveraging sales in Greece and abroad
• effective A/R management and collection (of existing and new receivables)
• credit risk coverage in Greece and abroad
• continuous monitoring of buyers’ creditworthiness 

Discover more about Optima factors