OOnline banking for businesses

Mass transactions

Automate your business mass transaction process easily, quickly and securely through our digital channels.

Mass transfers to accounts in Greece or abroad

Mass payments of organizations that have an RF code

Payroll to accounts within Optima bank, and all Greek banks

Pexels Mart Production 7679873 (1)

Manage your business transactions with absolute flexibility and control!

With the mass transaction service, you enjoy:

  1. Instant execution of all transactions
  2. File scheduling for transaction execution on a future date, with an option to cancel until the previous calendar day
  3. Enhanced notification mechanism for better information
  4. Ability to create a transaction response file
  5. View the transactions in your account:
    • as a consolidated charge, when the file concerns payroll
    • as separate charges for each transaction, when the file concerns transfers/payments
  6. Integrated file converter for converting .csv to .xml files, directly through Optima e-banking
  7. Coverage of all your business’s mass payment needs, through your main transaction channel, Optima e-banking.

How to execute mass transactions

The process is simple:

Step 1: You upload the ISO20022 .xml (or .csv) mass transaction file exported directly from your business ERP system, according to the bank's formatting
Step 2: The transaction file is approved by the selected business users (if approval levels exist)
Step 3: You are informed about the execution of the file, either directly from e-banking or through our bank's notifications.

That's it! All the transactions you have entered will be executed automatically!

You can read more information about the mass transaction service and the specification guide here.