Optima bank Credit Mastercard

With Optima bank Credit Mastercard, you enjoy freedom, speed and security in all your domestic and international transactions, while building your tax deduction.

Make purchases in interest-free installments

Move quickly and securely using contactless payment technology

Enjoy worldwide acceptance by millions merchants


With Optima bank Credit Mastercard, we offer you:

Convenience, security and speed, through contactless payment technology.

Purchase of goods and services in interest-free instalments.

Possibility for cash advance, from your credit limit.

Online shopping, easily and safely through the 3D secure service! Simply enter the Password you use for online transactions with your card and the One Time Password (OTP) sent to your mobile and check out securely.

As of 1.7.2021 the contactless transaction limit, for which no PIN is required, is set permanently at €50. This decision has been unanimously taken by the members of the HBA (Hellenic Bank Association), in line with its ongoing commitment to assist in the containment of the Covid-19 impact on public health and everyday transactions.

How to get Optima bank Credit Mastercard

Simply visit an Optima bank branch and fill in your application. We are always happy to provide you with information and assistance.

Required documents

  • Identification card
  • Utility bill
  • Income tax assessment notes of the past two years
  • Payslip


Find out more about the current Basic Price List and the Lending products interest rates table.