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Optima e-time deposit

Greater speed, enhanced security, just a few steps. Open your e-time deposit today through Optima e-banking!

Easy, quick and secure procedure

Increased returns

Flexible management of your money

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The choice is yours.

With Optima bank's e-time deposit, you enjoy a competitive return on your money by selecting:

Capital: between €5,000 and €1,000,000 or $5,000 and $1,000,000
Term: 1, 3, 6 or 12 months

Interest is paid upon maturity of the deposit.

How can I create my e-time deposit?
The procedure is fast and simple! Here's how:

Step 1:
Select the account, amount, currency and term that suit you.

Step 2:
Accept the terms sent to the email address you have indicated to us.

Step 3:
Confirm all the details and enter the One Time Password (OTP) to verify your identity.

Step 4:
Congratulations! You have successfully opened your e-time deposit.

How do I open an e-time deposit?

The procedure through Optima e-banking is simple! You only have to select:

  • a deposit account you currently hold with our bank
  • the capital
  • the currency
  • your desired term

…and you have an e-time deposit within minutes!

What supporting documents will I need?

Step by step, we open your new e-time deposit together. You will only need:

  • your Optima e-banking credentials
  • a EUR or USD deposit account with us

You do not have an account? You can open one easily and quickly. See the identity verification documents required according to the applicable regulatory framework for opening an account.

What is the pricing?

To learn about our deposit products interest rates, read the applicable Interest rate table and the Precontractual information on deposit products.

Some additional information

See the features of the e-time deposit.

Here you may find information on our participation in the Hellenic Deposit & Investment Guarantee Fund (www.teke.gr/) regarding deposit coverage.