Optima account for individuals

The definition of simplicity. One and only account, appropriate for all your transactions.

Execute a number of transactions

Issue a cheque book

Gain free electronic information

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With Optima account for individuals, we offer you:

Ability to execute a number of transactions that serve your everyday life, such as transfer of funds, payments, cheque deposit, investment products, credit card payments, etc.

Free issue of Optima bank Debit Mastercard, in order to have easy and immediate access to your money at any given time.

The ability to link your bank account to your stock exchange code with a standing order, for your investment transactions.

Ability to issue a cheque book.

Free quarterly account statement. Optima e-banking users receive an informative email to the email address you have provided to the bank, which informs you about the issuance of the statement. The account statement can also be sent to you via e-mail or at your postal address.

How do I open an account?

You can open an account easily and quickly:

  • Online, through your mobile phone, without having to visit one of our branches or submit any supporting documents.

All you have to do is download the Optima mobile app through Google Play or App store and with 3 easy steps you will acquire a deposit account, a debit card and passwords for Optima e-banking and the Optima mobile app.

Step 1: Connect to the eGOV-KYC (Know Your Customer) service

Step 2: Start a video call with one of our representatives

Step 3: Create your financial profile

More useful information on online registration.

All these in a few minutes, with only one signature!

You can find out about the supporting documents required in accordance with the current regulatory framework in force for opening a bank account, here.

What is the pricing

To learn about our deposit products interest rates, read the applicable Interest rate tables and in the Precontractual information on deposit products.

Some additional information

Find out about our participation in the Hellenic Deposit & Investment Guarantee Fund (www.teke.gr) for the deposit cover scheme, here.