Take advantage of competitive returns
Select security for your money
Place your money with maximum flexibility
With Optima bank time deposits you have a competitive return on your money, selecting:
- Time deposit with minimum amount of €10,000 or the equivalent in foreign currency and
Duration from 1 to 15 months
Fixed interest rate
Interest payment upon maturity of the deposit.
- Step up time deposit with minimum amount of €10,000 and
Duration of 12 months
Increase of interest rate every quarter
Interest payment every quarter
Without early redemption fee on the interest payment date.
See the features of the step up time deposit.
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How do I open a time deposit?
Fast and simply. With lean procedures that respect your valuable time. You only need to have a deposit account in our bank. We are always happy to provide you with information and assistance to open your Optima Time Deposit.
What supporting documents will I need
You do not need any supporting documents to open a time deposit if you already have an account. If you do not have an account you can open one easily and quickly. See the identity verification documents required according to the applicable regulatory framework for opening an account.
What is the pricing
To learn about our deposit products interest rates, read the applicable Interest rate tables and in the Precontractual information on deposit products.
Some additional information
Find out about our participation in the Hellenic Deposit & Investment Guarantee Fund (www.teke.gr) for the deposit cover scheme, here.