Optima Time Deposit

Ensure competitive returns placing your funds securely for a term that best suits you.

Take advantage of competitive returns

Select security for your money

Place your money with maximum flexibility

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With Optima bank time deposits you have a competitive return on your money, selecting:

  •  Time deposit with minimum amount of €10,000 or the equivalent in foreign currency and

Duration from 1 to 15 months
Fixed interest rate
Interest payment upon maturity of the deposit.

  • Step up time deposit with minimum amount of €10,000 and

Duration of 12 months
Increase of interest rate every quarter 
Interest payment every quarter 
Without early redemption fee on the interest payment date.

See the features of the step up time deposit.

How do I open a time deposit?

Fast and simply. With lean procedures that respect your valuable time. You only need to have a deposit account in our bank. We are always happy to provide you with information and assistance to open your Optima Time Deposit.

What supporting documents will I need

You do not need any supporting documents to open a time deposit if you already have an account. If you do not have an account you can open one easily and quickly. See the identity verification documents required according to the applicable regulatory framework for opening an account.

What is the pricing

To learn about our deposit products interest rates, read the applicable Interest rate tables and in the Precontractual information on deposit products.

Some additional information

Find out about our participation in the Hellenic Deposit & Investment Guarantee Fund (www.teke.gr) for the deposit cover scheme, here.