Take advantage of competitive returns
Select security for your money
Place your money with maximum flexibility
With Optima bank time deposits you have a competitive return on your money, selecting:
- Time deposit with minimum amount of €10,000 or the equivalent in foreign currency and
Duration from 1 to 15 months
Fixed interest rate
Interest payment upon maturity of the deposit.
- Step up time deposit with minimum amount of €10,000 and
Duration of 12 months
Increase of interest rate every quarter
Interest payment every quarter
Without early redemption fee on the interest payment date.
See the features of the step up time deposit.
Can we help you? Do you have any questions?
How do I open a time deposit?
Easily and quickly. With simple procedures that respect your valuable time. All you need is a deposit account with our bank.
If you have such an account, you will not need supporting documents to open a time deposit account.
If you don’t have one, you can acquire an account easily and quickly. See how here.
We are always happy to provide you with information and assistance to open your Optima Time Deposit.