Take advantage of competitive returns
Select security for your money
Place your money with maximum flexibility
With Optima bank time deposits you have a competitive return on your money, selecting:
- Optima welcome time deposit, with features that make it the most popular and profitable choice today, with a minimum amount of €50,000, an interest rate of up to 2.75% (gross, annualized) and:
Duration of 8 months
Interest payment every month
Without an early redemption fee on the interest payment date.
See the features of the Optima welcome time deposit.
- Time deposit with the minimum amount of €10,000 or the equivalent in foreign currency and:
Duration from 1 to 12 months
Fixed interest rate
Interest payment upon maturity of the deposit.
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How do I open a time deposit?
Easily and quickly. With simple procedures that respect your valuable time. All you need is a deposit account with our bank.
If you have such an account, you will not need supporting documents to open a time deposit account.
If you don’t have one, you can acquire an account easily and quickly. See how here.
We are always happy to provide you with information and assistance to open your Optima time deposit.
What is the pricing
To learn about our deposit products interest rates, read the applicable Interest rate tables and in the Precontractual information on deposit products.
Some additional information
Find out about our participation in the Hellenic Deposit & Investment Guarantee Fund (www.teke.gr) for the deposit cover scheme, here.