When you make transactions with your Optima bank debit or credit card in a foreign currency within the European Economic Area (EEA), you can compare here the cross-border fees and exchange rates with the reference rates of the European Central Bank (ECB).
This information is provided in accordance with EU Regulation 2019/518, which promotes transparency in currency conversion charges for card payments.
For transactions with our cards in foreign currency outside the EEA, you can find information on applicable exchange rates and currency conversion fees through Mastercard.
The EEA includes the countries of the European Union, as well as Iceland, Liechtenstein, and Norway.